Enterprise Master Data Management

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+++ 
@@ -2,203 +2,158 @@
 
 ## Overview
 
-The Master Data Management feature provides access to comprehensive reference information required for mutual fund operations, client onboarding, and compliance activities. This centralized system maintains up-to-date master data including mutual fund schemes, AMC details, tax classifications, bank codes, and regulatory information that advisors use throughout their daily operations.
+The Enterprise Master Data Management system provides access to comprehensive reference data essential for mutual fund transactions and client management. This system maintains up-to-date information about mutual fund schemes, asset management companies, tax codes, bank details, and other critical reference data that powers the platform's operations.
 
-• Access detailed mutual fund scheme information including categories, subcategories, and ISIN codes
-• Retrieve current AMC (Asset Management Company) details and logos for client presentations
-• View tax status classifications for different client types and compliance requirements
+• Access detailed information about mutual fund schemes including ISIN codes and scheme classifications
+• Retrieve current AMC (Asset Management Company) master data with logos and contact information
+• View tax master data for different investor categories and regulatory compliance
 • Access bank codes for UPI transactions and payment processing
 • Check SIP frequency options and transaction type classifications
-• Monitor exchange non-working days for transaction planning
 
 ## Prerequisites and Access
 
 **Requirements:**
 - Active IFANOW platform subscription
 - Valid advisor login credentials
-- Platform access to enterprise features
+- Enterprise module access permissions
 
-**Navigation Path:**
-Navigate to System Settings → Master Data Management → Reference Information
+**Navigation:**
+Access enterprise master data through the platform's administrative section or integrated within relevant transaction workflows. The system automatically retrieves current reference data when processing mutual fund transactions or setting up client profiles.
 
-**Service Dependencies:**
-This feature relies on the Pinnacle service integration for real-time data updates. If Pinnacle services are unavailable, some reference data may not be current.
+## How to Access ISIN Scheme Details
 
-## How to View ISIN Scheme Details
+Retrieve comprehensive ISIN (International Securities Identification Number) information for mutual fund schemes to ensure accurate transaction processing.
 
-View International Securities Identification Number (ISIN) information for mutual fund schemes. Access scheme codes, AMFI codes, and series information for accurate scheme identification in transactions.
+1. Navigate to the scheme lookup section in your transaction workflow
+2. The system automatically displays current ISIN details including scheme codes, AMFI codes, and series information
+3. Review the scheme master ID and associated ISIN codes for verification
+4. Use this information to validate scheme selection during transaction entry
 
-1. Navigate to Master Data → ISIN Scheme Details
-2. The system displays all active ISIN records with recent updates
-3. Review scheme code, AMFI code, and mutual fund scheme master ID for each entry
-4. Note the ISIN number and series information for scheme identification
-5. Use the size indicator to see total number of available records
+**What happens:** The system provides current ISIN scheme details that have been updated within the data refresh window, ensuring you work with the most recent scheme information available.
 
-**Result:** Complete ISIN scheme information displays with current data for use in transactions and client communications.
+## How to View Mutual Fund Scheme Master Data
 
-## How to Access Mutual Fund Scheme Information
+Access detailed mutual fund scheme information including categorization, allocation details, and operational status.
 
-Retrieve comprehensive details about mutual fund schemes including categories, AMC associations, and classification information.
+1. Access the mutual fund scheme master data through the scheme selection interface
+2. Review scheme details including name, AMC information, and category classifications
+3. Check equity and debt allocation percentages for hybrid schemes
+4. Verify scheme operational status (active, NFO, closed) before processing transactions
+5. Note direct/regular plan classifications and associated fee structures
 
-1. Go to Master Data → Mutual Fund Schemes
-2. Browse the complete list of active mutual fund schemes
-3. Review scheme names, codes, and category classifications
-4. Check AMC associations and direct/regular plan indicators
-5. Note equity and debt allocation percentages where applicable
-6. Verify NFO (New Fund Offer) status and dates for new schemes
+**What happens:** The system displays comprehensive scheme data including investment allocations, operational status, and regulatory classifications needed for accurate transaction processing and client reporting.
 
-**Result:** Detailed mutual fund scheme data appears with categorization and allocation information for investment planning.
+## How to Access AMC Master Information
 
-**Warning:** Scheme information reflects data updated within the last 7 days. Verify current status for time-sensitive transactions.
+Retrieve current Asset Management Company details including contact information and operational status.
 
-## How to Retrieve AMC Master Data
+1. Navigate to the AMC information section within scheme details or transaction setup
+2. Review AMC names, codes, and contact information
+3. Check AMC operational status and associated scheme offerings
+4. Access AMC logo URLs for client reporting and presentation materials
+5. Verify AMC codes for transaction routing and regulatory reporting
 
-Access Asset Management Company information including names, codes, and logo references for client presentations and documentation.
+**What happens:** The system provides current AMC master data including visual assets and operational details needed for client communication and transaction processing.
 
-1. Navigate to Master Data → AMC Details
-2. View the complete list of active AMCs
-3. Review AMC codes, long names, and short names
-4. Access logo URLs for presentation materials
-5. Check RT master IDs for registrar and transfer agent information
-6. Verify active status for each AMC entry
+## How to Check Tax Master Data
 
-**Result:** Complete AMC information displays with branding assets and operational details for client communications.
+Access tax classification information for different investor categories and compliance requirements.
 
-## How to Check Tax Master Classifications
+1. Access tax master data through client setup or transaction processing workflows
+2. Review available tax status codes for individual, corporate, and other entity types
+3. Check tax descriptions and regulatory classifications
+4. Select appropriate tax codes based on client profile and residency status
+5. Verify tax master information across different registrar systems (BSE, CAMS, Karvy)
 
-Review tax status classifications for different client types to ensure proper compliance and documentation.
+**What happens:** The system provides comprehensive tax classification data enabling accurate tax status assignment for clients and proper regulatory compliance in transaction processing.
 
-1. Access Master Data → Tax Classifications
-2. Select the appropriate tax master type (General, BSE, CAMS, or Karvy)
-3. Review resident, joint holder, and corporate flag settings
-4. Check minor and proprietor classifications
-5. Note tax status codes for NSE and BSE exchanges
-6. Review descriptions for each tax classification
+## How to Access Bank Code Information for UPI Transactions
 
-**Result:** Tax classification information displays with exchange-specific codes for compliance processing.
+Retrieve current bank codes required for UPI-based mutual fund transactions.
 
-## How to View Bank UPI Codes
+1. Navigate to payment setup within transaction processing
+2. Access the BSE UPI bank code directory
+3. Search for specific banks or browse available options
+4. Select appropriate bank codes for UPI transaction setup
+5. Verify payment mode compatibility with selected schemes
 
-Access bank codes required for UPI transactions and payment processing setup.
-
-1. Go to Master Data → Bank UPI Codes
-2. Search or browse available bank entries
-3. Review bank names and corresponding UPI codes
-4. Check mode of payment specifications
-5. Note bank codes for payment gateway configuration
-
-**Result:** Bank UPI code information displays for payment processing setup and transaction routing.
-
-## How to Access State Master Information
-
-Retrieve state codes and information required for client address validation and compliance reporting.
-
-1. Navigate to Master Data → State Master
-2. Review state names and corresponding codes
-3. Check BSE state IDs and codes for exchange compliance
-4. Verify state code mappings for address validation
-5. Use state information for client onboarding forms
-
-**Result:** State master data displays with exchange-specific codes for address validation and compliance.
+**What happens:** The system provides current UPI bank codes enabling seamless payment processing for mutual fund transactions through supported banking partners.
 
 ## How to Check SIP Frequency Options
 
-View available Systematic Investment Plan (SIP) frequency options for client investment setup.
+Review available Systematic Investment Plan frequency options for client investment setup.
 
-1. Access Master Data → SIP Frequency
-2. Review available frequency types (Monthly, Quarterly, etc.)
-3. Check frequency counts per month and year
-4. Note frequency names for client communication
-5. Verify active status for each frequency option
+1. Access SIP setup within investment planning or transaction workflows
+2. Review available frequency types (monthly, quarterly, etc.)
+3. Check frequency counts and annual investment schedules
+4. Select appropriate SIP frequency based on client preferences and scheme requirements
+5. Verify frequency compatibility with selected mutual fund schemes
 
-**Result:** SIP frequency options display with timing specifications for investment planning.
+**What happens:** The system displays available SIP frequency options with detailed scheduling information, enabling proper setup of systematic investment plans for clients.
 
-## How to Review Transaction Type Classifications
+## How to Verify Service Status
 
-Access mutual fund transaction type classifications for proper transaction categorization and reporting.
+Check the operational status of enterprise data services to ensure system availability.
 
-1. Go to Master Data → Transaction Types
-2. Select between standard or asset-specific transaction types
-3. Review transaction type names and classifications
-4. Check investment, redemption, and switch indicators
-5. Note buy/sell classifications and effect indicators
-6. Verify active status for each transaction type
+1. The system automatically monitors service status for enterprise data feeds
+2. Service status indicators appear in relevant workflows when data connectivity issues occur
+3. Review service status messages for specific data feed availability
+4. Plan transaction processing activities based on service availability windows
 
-**Result:** Transaction type classifications display with operational flags for proper transaction processing.
-
-## How to Check Exchange Non-Working Days
-
-View exchange holidays and non-working days for transaction planning and settlement calculations.
-
-1. Navigate to Master Data → Exchange Calendar
-2. Review non-working dates and corresponding working dates
-3. Check active status for each calendar entry
-4. Plan transactions around exchange holidays
-5. Use working date information for settlement calculations
-
-**Result:** Exchange calendar information displays for transaction timing and settlement planning.
+**What happens:** The system provides real-time status information about enterprise data services, helping you understand when reference data is current and available for use.
 
 ## Rules and Limits
 
-• Master data updates occur automatically based on external service availability
-• ISIN and scheme information reflects changes within the last 7 days
-• AMC logo URLs require active internet connection for display
-• Tax classifications vary by client type and cannot be manually modified
-• Bank UPI codes are provided by exchange partners and updated periodically
-• SIP frequencies must be active to appear in client setup options
-• Transaction type classifications are system-maintained and cannot be customized
-• Exchange non-working days are updated based on official exchange calendars
-• Service availability depends on Pinnacle service integration status
-• Data retrieval may be limited when external services are unavailable
+• Enterprise master data is updated based on configured refresh intervals, typically within 7 days of source system updates
+• Service availability depends on upstream data provider connectivity and scheduled maintenance windows
+• ISIN and scheme data reflects the most recent regulatory filings and may include scheme closures or modifications
+• Tax master data varies by registrar system and requires selection of appropriate classification based on client profile
+• Bank code availability for UPI transactions depends on BSE-approved banking partnerships
+• SIP frequency options may be scheme-specific and subject to AMC-defined restrictions
+• Historical data retention follows regulatory requirements and may limit access to older scheme information
+• Service status flags indicate system-wide availability and affect all dependent transaction workflows
 
 ## Common Questions
 
-**Q: Why don't I see recent mutual fund schemes in the list?**
-A: Scheme information updates based on external data feeds. New schemes appear once they're processed through the Pinnacle service integration, typically within 24-48 hours of official launch.
+**Q: How current is the mutual fund scheme data in the system?**
+A: The system updates scheme master data within 7 days of changes at the source, ensuring you work with current scheme information for transaction processing and client reporting.
 
-**Q: Can I modify tax classification codes for specific clients?**
-A: Tax classification codes are system-maintained based on regulatory requirements and cannot be manually modified. Use the appropriate classification that matches your client's profile during onboarding.
+**Q: Can I access scheme information for closed or merged funds?**
+A: Yes, the system maintains historical scheme data including merger information, closure dates, and successor scheme details for portfolio reconciliation and client reporting purposes.
 
-**Q: How often are exchange non-working days updated?**
-A: Exchange calendars are updated regularly based on official exchange notifications. The system automatically incorporates new holidays and schedule changes as they're announced.
+**Q: Why do I see different tax codes for the same client type?**
+A: Tax codes vary by registrar system (BSE, CAMS, Karvy) and specific client characteristics like residency status, joint holdings, or corporate structure, requiring selection of the appropriate classification.
 
-**Q: What happens if AMC logos don't display in client presentations?**
-A: AMC logos are hosted externally and require internet connectivity. If logos don't appear, check your connection or use the AMC name information for presentations.
+**Q: What happens if the enterprise data service is unavailable?**
+A: The system displays service status warnings and may restrict certain transaction types that require current reference data, while allowing completion of transactions with cached information where appropriate.
 
-**Q: Why are some transaction types showing as inactive?**
-A: Transaction types may be deactivated due to regulatory changes or system updates. Only active transaction types are available for new transactions, but historical data remains accessible.
+**Q: How do I know which bank codes work for UPI transactions?**
+A: The system displays only BSE-approved bank codes for UPI transactions, ensuring compatibility with mutual fund transaction processing and regulatory compliance.
 
 ## Troubleshooting
 
-**Problem:** Master data appears empty or unavailable
-**Cause:** Pinnacle service integration is temporarily unavailable
-**Fix:** Check the service status indicator in system settings. Wait for service restoration or contact technical support if the issue persists beyond normal maintenance windows.
+**Problem:** Scheme details show as unavailable or outdated
+**Cause:** Enterprise data service connectivity issues or scheduled data refresh delays
+**Fix:** Check service status indicators and retry after the next scheduled data refresh window, or use cached scheme information for urgent transactions
 
-**Problem:** Recent scheme updates are not reflected
-**Cause:** Data synchronization delay between external sources and platform
-**Fix:** Verify the last update timestamp in the data display. Allow 24-48 hours for new scheme information to propagate through the system.
+**Problem:** Tax code selection doesn't match client profile requirements
+**Cause:** Multiple tax classification systems create different code options for similar client types
+**Fix:** Review tax master descriptions for each registrar system and select codes that match your client's specific characteristics and the target AMC's registrar
 
-**Problem:** Bank UPI codes are missing for specific banks
-**Cause:** Bank has not provided UPI integration or codes are pending approval
-**Fix:** Use alternative payment methods for affected banks or check with the bank directly for UPI availability status.
+**Problem:** UPI bank codes missing for client's preferred bank
+**Cause:** Bank partnership limitations or recent changes to approved bank lists
+**Fix:** Review available bank alternatives in the UPI code directory or suggest alternative payment methods for the client's investment transactions
 
-**Problem:** Tax classification doesn't match client requirement
-**Cause:** Client profile may require specific tax status not covered by standard classifications
-**Fix:** Review client documentation to ensure correct classification selection. Consult compliance team for unusual tax situations.
-
-**Problem:** SIP frequency options are limited
-**Cause:** Some frequencies may be temporarily unavailable due to processing constraints
-**Fix:** Check the active status of frequency options and use available alternatives. Contact support if specific frequencies are required for client commitments.
+**Problem:** SIP frequency options don't include client's preferred schedule
+**Cause:** Scheme-specific frequency restrictions or AMC-defined investment schedule limitations
+**Fix:** Check frequency availability for alternative schemes with similar investment objectives or explain available frequency options to the client
 
 ## Related Features
 
-This feature integrates with several other platform modules:
-
-• **Client Onboarding** - Uses tax master and state information for profile setup
-• **Transaction Processing** - Relies on scheme codes, transaction types, and bank information
-• **SIP Management** - Uses frequency master data for investment setup
-• **Compliance Reporting** - Incorporates tax classifications and exchange calendar information
-• **Payment Processing** - Uses bank UPI codes and payment method classifications
-• **Portfolio Management** - References AMC information and scheme classifications for holdings display
-
-The master data system serves as the foundation for accurate transaction processing and regulatory compliance across the platform.
+This feature integrates with multiple platform components:
+- Mutual Fund Transaction Processing (requires current scheme and AMC data)
+- Client Onboarding (uses tax master and bank code information)
+- Portfolio Management (relies on scheme master data for reporting)
+- Payment Processing (depends on UPI bank code directory)
+- Regulatory Reporting (uses comprehensive master data for compliance)
+- SIP Management (requires frequency master data and scheme compatibility information)